The amount you need for a down payment depends on the type of loan and your financial situation. While 20% is a common benchmark, many buyers put down less—some conventional loans allow as little as 3%, and FHA loans require just 3.5%. The belief that you must put down 20% is a myth!

The Miller Team focuses on minor items that can lead to major ROI (Return On Investment) like decluttering and depersonalization, deep cleaning, neutralizing and refreshing! Inexpensive items that can lead to big profits. We have created an amazing list of qualified, reputable and reasonable vendors to help you get ready! 

Price it competitively, stage it professionally, and market it aggressively. Avoid common seller mistakes like overpricing or neglecting repairs.

Once under contract, closing commonly takes 30–45 days. The search phase varies based on your criteria and local market conditions.

Our team helps more than 150 families and individuals with their real estate needs each year.

We specialize in Howard, Anne Arundel, Carroll, Baltimore, and Harford Counties, with a focus on Ellicott City, Catonsvile, Columbia, Annapolis, Arbutus, Sykesville, Westminster, Clarksville, Glenwood and nearby communities.

The Miller Team brings over 50 years of combined real estate experience. 

Find out how much your home is worth using our free, fast tool here.